You are overpaying six figures in tax. See your exact number.
If you own a profitable business and you are maxing out a standard 401(k), there is a legal, IRS-approved structure that could shelter $200,000 to $290,000+ a year. Get a free, custom analysis of what it is worth to you.
Get my free analysis"Maxed out" only applies to the vehicle you are in.
Your CPA is right that you are maxed out on your 401(k). What they may not have told you is that it is not the only vehicle. A Defined Benefit plan is a different structure entirely - and on a $600,000 income, the difference is roughly $130,000 of tax, every single year.
The Six-Figure Tax Analysis
A custom analysis built around your actual numbers - not a brochure. Here is exactly what is included:
Your custom contribution projection
Modeled to your age, income, and business entity by a licensed actuary's method.
Your year-one tax-savings number
Estimated federal + California savings, specific to your situation.
A 10-year sheltered-growth projection
What the same dollars become, compounding tax-deferred inside the plan.
A "what to ask your CPA" brief
So your existing advisor can implement it cleanly, on your side.
A 15-minute call with Solomon
Directly with the strategist. No junior rep, no product pitch.
Bonus: the guide + Dec 31 timeline
The 8-page owner's guide and the exact steps to act before year end.
You see your exact number before you spend a dollar. The analysis and the call cost nothing and carry no obligation. If a Defined Benefit plan is not right for you, Solomon will tell you - no pitch, no pressure. He is paid only later, if you choose to move forward.
Real plans. Real numbers.
Anonymized. Names, professions, and non-material figures altered. Results vary case by case and are not guarantees of future performance.
Three steps. No jargon.
Claim it
Tell us where to send your analysis and book your 15-minute call.
See your number
Solomon models your specific contribution and savings - live, on the call.
Decide
If it fits, the plan is designed and adopted before December 31. If not, you owe nothing.
See what you could keep.
Solomon takes a limited number of engagements each quarter. Enter your details to claim your free analysis and pick a time.
You are in.
Last step: pick a time for your 15-minute analysis call with Solomon. Choose a slot below.
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Before you book.
Is this legal?
Yes. A Defined Benefit plan is a fully IRS-qualified retirement structure - the same legal category as a 401(k) - that has existed for decades. It is not a loophole; it is exactly what the tax code was built to encourage.
Will this replace my CPA?
No. Solomon coordinates directly with your existing CPA. Designing the plan requires an actuary, which is a different discipline from tax compliance. Your CPA keeps doing what they do; Solomon adds the structure they do not design.
What does the analysis cost?
Nothing. The analysis and the 15-minute call are complimentary and carry no obligation. You see your specific number before you spend a dollar.
Who is this for?
Business owners and licensed professionals with net income consistently above roughly $400,000, typically ages 42 to 65, who are already maxing a 401(k) and writing a large tax check every April.
What happens on the call?
A 15-minute working conversation. Solomon reviews your income, age, and business structure and tells you what is realistically available this tax year. No pitch, no product presentation. If a plan does not fit, you will hear that too.