Short notes on Defined Benefit design, exits, and the structures most CPAs do not mention.
A more frequent companion to The Quarterly. Written for business owners writing the largest tax checks.
The retirement vehicle most CPAs do not mention.
If your CPA tells you that you are maxed out at $24,500, they are telling you the truth about the vehicle you are in. They are not telling you there are other vehicles - and that gap is the entire reason this post exists.
Read the noteWhat changes when you call in October instead of April.
Filing an accurate return requires looking at what already happened. Reducing your tax liability requires acting before it does. Those are not the same conversation - and they do not happen in the same month.
Read the noteCost segregation, in plain English.
The 27.5-year IRS schedule was written for buildings. Your building is full of things that are not buildings. Identifying those components and depreciating them on their own schedules can unlock six figures of year-one deductions.
Read the noteWhat a Charitable Remainder Trust actually does.
If you hold a concentrated stock position with a low basis and a large unrealized gain, a CRT can let you sell inside the trust with zero capital-gains tax, diversify, and receive a lifetime income stream. The mechanics are precise. The benefit is real.
Read the noteYour situation. Your specific number.
The notes here are general. Your contribution, your exit, your CPA coordination - those are specific. A 15-minute conversation tells you exactly what is available to you this tax year.
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